Finance that keeps pace with your builder.
Knock-down rebuilds, extensions, and ground-up builds. We coordinate with your builder so drawdowns happen on time — every time.
Construction lending is its own discipline.
Construction loans aren't standard home loans. There are progress drawdowns, builder contracts, council approvals, and lender valuations at each stage — and if one piece is wrong, the whole project stalls.
We've coordinated dozens of builds across the Northern Beaches and know exactly how each lender handles progress payments, contingencies, and overruns. The result: drawdowns happen on time, your builder gets paid, and you keep your sanity.
From first conversation to done.
Set up properly
Land settlement, fixed-price build contract, and the construction facility — all sequenced so the build can start the day you're ready.
Manage the drawdowns
We coordinate with your builder and the lender's valuer at each progress stage so payments hit the right account on the right day.
Roll to a standard loan
Once construction finishes, we transition the loan to a competitive standard product — no need to start over.
Every kind of build, big and small.
From a kitchen extension to a knock-down rebuild, the construction loan needs to suit the project.
- Knock-down rebuilds on existing land
- Major extensions and second-storey additions
- Ground-up builds on vacant land
- Owner-builder construction (with the right lender)
- Renovation finance using existing equity
- House-and-land packages with staged settlement
Every scenario is different. Send us a quick enquiry and we'll tell you straight whether we can help — and how.
Land and construction loan structuring. Coordination with your builder and solicitor. Progress drawdown management across every stage. Roll-over to a competitive standard loan at completion. Annual reviews afterwards.
Ready when you are.
Send us an enquiry. Tell us about your situation and we'll be in touch within one business day — with zero obligation.
"Every drawdown happened on the day we asked for it. Our builder said it was the smoothest finance experience he'd ever had."